Wednesday, January 28, 2026

Jan 27, 2026

 Li Lu's value investing key elements:

  • Consider yourself as a partial owner of the business
  • Invest with a margin of safety
  • Invest within your circle of competence. 
Very often I dont follow these rules. This morning UNH tanked almost 20% on Trump's new proposal of a falt Medicare advantage rates over last year. What is my expertise on UNH or healthcare = 0. The result and guidance is soft. I need to cut it! I need to review other investments as well. Do I know much about cprt? lulu/deck? 

I need to have a frank conversation with Zuna who likes to stick to the rules, even when I am in surgery. I need to scale back my goodwill. Her trip to Cape Coral costs over $100 each time. 

I need to call Assistant living facilities near me. 

Spectrum next for my new iphone! 




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